Millions of Americans throughout the United States suffer from debilitating injuries, illnesses and mental conditions that keep them out of work. In an effort to provide some financial relief for those who are fighting with a disability, the Social Security Administration has multiple programs in place, Social Security Disability Insurance, commonly known as SSDI, and Supplement Security Income, or SSI, to help. For either program, applicants must prove that they have a disabling condition, and that the condition is expected to last at least a year or end in death.
Social Security Disability Insurance is available to Americans who paid into the program through their payroll taxes. In order to be considered for this program, they must have put in at least 20 quarters worth of credit over the previous 10 years. For those who did not put into the SSDI program, there may still be another option available.
Supplemental Security Income is available to adults who are suffering from a disability, for blind or disabled children and for Americans over the age of 65. In order to qualify for the SSI program, they must have limited monies and assets, including less than $2,000 in the bank. A person’s home or car valued at $4,500 or less do not count towards the assets that are considered.
If you are suffering from a disability that is prohibiting you from maintaining gainful employment, you may be entitled to Social Security Disability benefits. To determine whether you qualify or for help with the application process, it might be in your best interests to get more information about Social Security Disability claims.
Source: Findlaw, “What is the Difference Between SSDI and SSI?” Accessed on July 24, 2017