Sustaining an injury at work is a stressful and painful experience. In addition to the physical pain you are likely combatting, you are probably worried about the future of your job and the stability of your finances. This is why employers carry workers' compensation insurance; when employees such as yourself are injured and cannot work, they should be protected from potential consequences.
In Ohio, certain jobs carry a natural amount of risk. Workers who are in risky occupations should be cognizant of the possibility that they may suffer workplace injuries. If they are injured in a workplace accident, workers' compensation benefits can be essential to help them get treatment and make ends meet until they are able to get back to work.
When an Ohioan has an injury or condition that prevents them from working, Social Security disability benefits can be essential toward making ends meet. However, there are certain terms that can be important for the case. One is residual functional capacity. Knowing what RFC is and how it is assessed is key to a disability claim, as meeting the criteria is necessary for the Social Security Administration to approve benefits.
There are some jobs in Ohio where workers run the risk of being exposed to blood or bodily fluids, which can place them in danger of diseases and illnesses. For those who are concerned about exposure or who have already been exposed, understanding the guidelines for this type of incident and how workers' compensation benefits can help them is imperative to receive treatment and be covered for missed time on the job.
When an Ohio worker is injured to the degree that they are unable to work, it is possible to get Social Security disability benefits. However, the Social Security Administration has certain criteria that it uses when determining if the person meets the requirements for being unable to work. The physical exertion requirements are categorized based on the amount of work the person can do. Knowing these categories is important when seeking SSD benefits. The categories are: sedentary work; light work; medium work; heavy work; and very heavy work.
Being unable to work is one of the most stressful situations you can find yourself in. Fortunately, the Social Security Administration has protections in place for people who face unemployment due to a disability. Unfortunately, these benefits are often difficult to get approval for. The process is complex, and it can be overwhelming to deal with the application while you are living without an income.