Being unable to work is one of the most stressful situations you can find yourself in. Fortunately, the Social Security Administration has protections in place for people who face unemployment due to a disability. Unfortunately, these benefits are often difficult to get approval for. The process is complex, and it can be overwhelming to deal with the application while you are living without an income.
You should first understand what kinds of ailments and disabilities qualify you for Social Security Disability Insurance. SSDI is intended for individuals who are completely disabled and who previously paid into Federal Insurance Contributions Act premiums while they were employed.
Immune system disorders
According to the Social Security Administration, immune system disorders are a valid qualification for SSDI benefits. If you have an ailment which significantly impairs the function of your immune system, you may be eligible for SSDI under this provision. Some of the illnesses that fall under this category include lupus, systemic sclerosis, polymyositis and inflammatory arthritis. If you have one of these or any other immune disorder, you should pursue your SSDI eligibility.
Individuals suffering from cardiovascular afflictions may also automatically qualify for SSDI benefits. If you have had a diagnosis chronic heart failure, heart disease, aneurysms or have had a heart transplant, these conditions have likely made it impossible for you to work. SSDI benefits may be able to replace your income. Consider enlisting help from a legal representative to handle your claim and simplify the process.
Speech and special senses
Speech and vision impairments make daily life difficult for many people. Working is often an impossibility for those whose ailments are particularly serious. Any loss of vision, hearing or speech, however, might qualify you to receive SSDI benefits. If your sensory loss affects your ability to function on a daily basis or hold a job, you should certainly apply for SSDI.