For workers who were injured on the job in Ohio, workers' compensation benefits can be a lifeline to cover their medical expenses and provide income while they are unable to work. Some workers, however, would like to settle their claim with the Bureau of Workers' Compensation (BWC) and move on. Understanding important points about a settlement is key before deciding to take this step.
Workplace accidents and injuries can come about in a variety of ways and some are more unusual than others. While accidents with heavy equipment, large vehicles, tools and other factors are common, people can become injured by slipping and falling, with muscle strains and tears and back and head injuries. Accidents can also happen when people are doing something as seemingly innocuous as cleaning equipment. Serious injuries, long-term damage and even death can result from these unexpected incidents. Workers' compensation is important for any kind of workplace accident and the injured party must understand how to get benefits.
For Ohio workers who suffer an injury or condition on the job, their priority should be to get treatment and improve their health, so they can get back to work. Workers' compensation benefits are meant to provide that treatment and cover the wages of an injured worker. Certain issues, however, might be confusing to a worker. These should be understood to know what treatment they can get, and the circumstances under which it is received. One specific issue to understand is presumptive approval.
For Ohioans who are injured or suffer an illness that is easily diagnosed through testing and examination, getting Social Security Disability (SSD) benefits will be a relatively straightforward process. For those suffering from a more difficult to see and understand issue, like mental illness, it is not as easy.
Workers' compensation benefits in Ohio are often viewed as providing for medical expenses and lost wages when a person is unable to work due to a work-related injury or condition. This is undoubtedly accurate. It is also important to understand what workers' compensation does for people who have issues that are not as clear cut.