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Focused Social Security Disability Guidance
Social Security Disability is a type of compensation available to people who are incapable of working, if they meet certain requirements. It is compensation from the federal rather than the state government. This system is run by the Social Security Administration (SSA), which is a division of the U.S. Department of Health and Human Services.
Social Security Disability is different from workers’ compensation disability. Social Security Disability has a different administrative procedure and different requirements for compensation.
An important difference between Social Security Disability and workers’ compensation is that Social Security Disability is payable whether the claimant cannot work due to a work-related injury or some other medical reason. Workers’ compensation, conversely, is available only if the disability is due to a work-related injury.
Social Security Disability And Workers’ Compensation
The relationship between Social Security and workers’ compensation depends on the type of benefits received. First, this page discusses the relationship between Social Security Disability and permanent total disability, then it discusses the relationship between Social Security Disability and other workers’ compensation benefits.
Social Security Disability And Permanent Total Disability
If you are receiving Social Security Disability and permanent total disability compensation under the Ohio workers’ compensation system, the amount of the permanent total disability compensation will be reduced by one-third.
When you reach retirement age, Social Security will automatically switch you over to Social Security retirement. At that time, your workers’ compensation permanent total benefits should return to the full amount.
For some people, it may make sense to switch over to Social Security retirement early.
Social Security Disability And Other Workers’ Compensation Benefits
If you are receiving other forms of workers’ compensation (such as temporary total, for example), you need to report those amounts to the Social Security Administration. Social Security considers the amount of workers’ compensation you are already getting to determine the amount of Social Security Disability you will receive. Workers’ compensation benefits reduce the amount of Social Security Disability being paid.
If you are receiving ongoing temporary total compensation and it is cut off, you should report the reduction to Social Security. This will result in an increase in your Social Security Disability payments.
With numerous qualifying conditions, it is important that you discuss your specific situation with an experienced attorney. From eligibility standards to the durational requirement, our lawyers can explain the complex SSD process in clear, concise terms. Additionally, if your claim was denied, you still have legal options.